Albert Lai

Mortgage Broker

M08011058

CENTUM Monest Mortgage Inc.

Brokerage # 12289

Each office is independently owned and operated.

Address
200 Consumers Road, Suite 810
North York ON M2J 4R4
Languages

English, Cantonese, Mandarin

Specialized Services

Residential Mortgages, Commercial Mortgages, Reverse Mortgages, Private Lending, Equipment Leasing, Mortgage Life & Disability Insurance

More About Albert Lai

Albert Lai can provide you with a FREE and No Obligation mortgage quotation that will get you the most competitive interest rates cheaper than the Banks posted rates and will offer you the widest choice of RESIDENTIAL and COMMERCIAL mortgage options including:

*** New mortgage / Mortgage refinancing
*** Challenged credit, Low Income and NO Income
*** Variable and Fixed Rate mortgages
*** Cash back mortgages, Tax deductible mortgages, Zero down payment mortgages
*** Equity Loan Financing and Debt Consolidation
*** Mortgages for rental properties
*** Mortgages for Self-Employed, NO income verification
*** Mortgages for New Immigrant, Refugee and Visitor
*** Commercial mortgages, Plaza, Industrial, Land, Gas Station, Hotel, Apartment Buildings
*** Construction and Renovation Mortgages
*** CHIP Reverse Mortgage
*** Mortgages all over Ontario and Canada
*** Private lending and more ........

When the Banks say "NO, we say "YES". When the Banks say "YES", we can do "BETTER".

Some of the best mortgage rates anywhere in Canada

Fixed 1 Year

5.09%

Fixed 3 Years

4.24%

Fixed 5 Years

4.24%

Please Note: Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. & E.O

Unique, innovative and trusted mortgage services

I have access to a wide and varied range of Mortgage Services to suit your exact needs. I am here to help answer any questions you might have so please feel free to contact me for more information..

How Much Can You Afford?

Try one of my easy to use mortgage calculators to quickly and easily see what you can afford. Run payment scenarios, figure out land transfer costs, closing costs and much more!

App

Get Approved in 3 Easy Steps!
1
Find the Right Mortgage

I have access to over 50 lenders from across Canada to fit you into a mortgage solution

2
Tell Me Your Needs

Tell me about your financing needs so I can better understand your mortgage goals

3
Apply & Get Approved

Get pre-approved for your exact mortgage solution and start house shopping