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Vittorio Oliverio

Vittorio Oliverio, B.Sc.,AMP

Owner

CENTUM Professional Mortgage Group Inc.

1261 2A Ave North

Lethbridge, ABT1H 0G1

vittorio_oliverio@centum.ca
Direct: 403-380-4413 Cell: 403-795-6054 Personal Fax: 403-380-4414

Lowest Rates* in Canada

How can I help you make the RIght Mortgage Decision

The best way to make sure that you are getting the right mortgage, is to provide all the information that is relevant to your mortgage decision. We take a look at your whole financial situation and I help you make the decision that is best for you. I looked after every aspect of the mortgage process. I make sure that you get the best mortgage product for your situation. You can be assured that you’re are looked after. But I do not stop there, once we have put together your perfect mortgage I will show simple things that will enable you to pay off your mortgage years sooner and in turn save you thousands of dollars in interest charge.

What are you waiting for? Call today and see what I can do for you.

***For those individuals who have difficulties obtaining a mortgage because of bruised credit or no credit, I will show you steps on how to fix or repair your credit. I call this the 8 Rules of Credit  This simple step-by-step program show each person on how to improve their credit in order to make it easier them to get a mortgage.

I believe that you should live with your mortgage; a mortgage should not choke you or put you in a situation where you cannot do anything except pay your mortgage. This is very important for first time home buyers. I will make sure that you mortgage experience is a great experience.

Best of all!  

My service is FREE to you. The lender pays me, so there is no fee to you.

TESTMONIALS

Thank you for all your excessively hard work you put into this mortgage! Everything is done and I am now a home owner! You were miracle workers and I do appreciate all the extra effort you put into this...I am absolutely positive this was a hard one for you and you rose to the challenge! My family is grateful! 
 
The reality of it all still hasn't sunk in. It's been such a long and exhausting process but slowly it is sinking in...driving home and realizing it is HOME! That this is MY community...such a different frame of mind than when you rent. There is always a sense of temporality with renting.

Thank you, again! I will definitely never hesitate to refer other people to you! You are fabulous! :)
 
~Christine Beaugrand- 10/2013
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Hi Vittorio
 
I want to thank you and your team for putting up with us, especially when we got cranky when it seemed that things were not going our way. You all acted very professional and I will be pleased to put your name forward as a reputable company to deal with.
Harvey Rumsey- Warner 2012
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I've been meaning to e-mail you for months now, I’m so embarrassed.

 I just wanted to thank you for all your time and trouble with getting us a mortgage. It’s no nice to be home owners again after a few years in the States, and it wouldn't have been possible without you. We still can’t believe you were able to pull it off with Jim on sick leave. Thankfully our situation is better now and we love our home. We will definitely recommend you to friends.

Thanks again, I’m Truly grateful (I know you’ll say you were just doing your job, but your job tital must be miracle worker then).

-Livi- Lethbridge- 2011
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As first time home buyers, I had no clue on where to go, I original was told to go to my local bank, I went and after speaking to them, I felt that I was not being taking seriously. Yes I was young, but I had a dream of owing a home. I just needed a some guidance,

Thank god I came across your website and the information allow me to know what I was getting myself into. I called and Centum was fantastic, the first question they asked, is this your first home? and when I answered yes, Vittorio stated that he was going to go through everything and make sure that everything went well. 

From the application process to the moving in, Vittorio and his team, helped me with every detail. I went in to get a mortgage, instead I received an experience that I would be more than happy to do it again.  Vittorio personally introduce me to his team and was able to find me a realtor that made sure that the house was perfect, an insurance person to make sure that my house insurance was in order to a lawyer who specialist in real estate to make sure my closing went smooth.

Everything that need to be done, it was done.  Centum even contact the lawyer on the day of the funding to make sure they were no question, and when I moved in there was even two pizza and a cold beer for my moving buddies.

Thank you Vittorio and the Centum Group, you were excellent and I highly recommend Centum Professional mortgage Group

Rick- Lethbridge- 2012

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Once again Vittorio you and your staff have exceeded our expectations. Your service was speedy and covered all our needs. We are very happy to have you as our broker, and have recommended you happily to others.We put our mortgage in your hands and you delivered 10 fold, Thank you so much.

-Karen & Jeff- Lethbridge- 2010

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Thank you so much Centum Professional Mortgage Group (cpmg)

You did something that I know nobody would do, you helped an family that need to get their mortgage and get their credit fixed up, Vittorio, you and your team worked very hard and I was so pleased with the result, that I made it my dedication to make sure that people here about you and use your great service. Centum Professional Mortgage Group ROCKS.

Thank You!!!!

- Steve Calgary- 2012

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Thank so much Centum Professional Mortgage Group, especially Vittorio, you did a great job, you were able to put together the mortgage that I needed, I went to other brokers and all they talk about was that the mortgage was to small and they had to charge a massive fee. I felt that the fee was important than me, and I decided that there was no hope. I even went to my bank bu the interest rate that they were offering was to high, You were able to look at my situation and with just a few conversation, I walked away with a fantastic mortgage and the feel that somebody was listing to me.  Thank you again CPMG and I know that I will be back,

-Jenn- Calgary- 2013

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Thank you again Vittorio you helped an old lady get her life back, you continue support after we got our mortgage, was nothing more than amazing.

After my husband died, I felt that everything was going down hill, but with your help you were able to take care of all the things that sometime do not get done. You helped me talk to the lender to make sure that they gave me the time that I needed and helped me with all the paper work that need to be done. 

I thank you again, your Centum Group are above the rest, you are the best.

thank you again

Cindy ( calgary)- 2011

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Centum Professional Mortgage Group has been able to finance properties for us that the mainstream banks wouldn't even try for. Also, the interest rates they secure for us are very lucrative. Thank You for your hard work and determination I will dealing with you in the future.

     -Ben- Magrath- 2011

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I was very happy with the service I got with Centum Professional Mortgage Group they were  very helpful and found me a great deal on a mortgage. Every time I called to talk to CPMG everyone was very friendly and helpful. It was nice to know there are still people out there that will go out od their way to be helpful. I am living in my new house now and it's wonderful. Thanks CENTUM Professional Mortgage Group, BUT It was a pleasure doing business with you.

-Jay- calgary- 2011

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I want to thank you Centum Professional Mortgage Group so much for your hard work and dedication to me, my property and all of the people I have sent to you for services. I feel like we are in such good hands! thank you for helping us to succeed in our goals

 -Denise- Edmonton- 2012

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Centum and Vittorio were amazing to deal with. Vittorio made sure I got an amazing rate and that I fully understood my mortgage before I left. Thanks for everything!

Kyle Richert- Calgary-2009

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Vittorio and the Centum Group in Lethbridge made moving on and upgrading to my second mortgage painless. They were very supportive and worked quickly to get it done, for there were time issues. Thank you!

Gerry Dubinski- lethbridge- 2009

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Great service provided! My husband and I were treated like family with his professionalism and courteous service. Vittorio found us the best possible rate and saved my husband and I a lot of running around to numerous banks to get the lowest rate. He explained the process clearly so we understood every step he was taking and what we would be committed to. The rate we ended up taking even was better then the Royal Bank could offer us who my husband had been a long-time customer of! I would recommend seeing Vittorio first when looking to get your first, second or multiple mortgages when you decide to commit to your huge investment! And best of all, his service was FREE!

Sandi Trockstad- Lethbridge-2008

___I definitely recommend Centum Professional Mortgage Group. We renewed our mortgage with Vittorio and he looked after everything for us!! There was nothing at all difficult about getting a mortgage at this company. We managed to get the best rate available, even better than my personal bank could offer me!! He's very professional, responds to your questions very quickly and promptly. He's also very good at explaining documents and being sure that what we were receiving is what we actually wanted! I wouldn't hesitate to use this company again in the future when I purchase my next residence!! Keep up the great work Vittorio!!

Pat sommerville- Saskatoon-2012

 

 

Professional Background

Professional Experience

With over 20 years of experience in the mortgage industry. I worked with a leading financial institution before I decided to work for myself as a Mortgage Broker.  My experience involves in teaching how to reestablish credit, get new credit and how keep current credit in good standing.

I believe in understanding every aspect of mortgage products that are offered by all lenders.  Understanding the different mortgage products allows me to customize the best mortgage solution for your needs.

I DO NOT CHARGE FEES FOR MY SERVICE for any regular mortgage product. the institution pays my fee.

This is important as other mortgage broker may charge  fees for their service and stated that this is a normal practice for using a mortgage broker,

If you hear this?     Run away!!  they are not looking after your best interest.   

Specialties

Specialties

I specialize in refinance, credit rebuilding, construction mortgage, home equity loan, 1st time home buyers, Purchases, Rental mortgages, Investment mortgages, Home lines of Credits, Commercial Mortgages and New to Canada.

my ability to  recognize credit issues and how to resolved them has allowed me to be very successful.  Which in turn, my clients have achieved home ownership sooner and I always make sure they get the right mortgage.

It seems that everybody now days seem to be an expert when it comes to mortgages. However, before you make a decision,  look at their credentials and ask yourself these questions:

  • Do they have the AMP designation?
  • Do they have experience?
  • Do they automatically charge you a fee on every mortgage transaction because they say that everybody does?
  • Do they ask for money up front? ( this may be a sign that some sort of scam going on).
  • Do they understand and listen to your unique situation ?
  • Do they create, with you, a plan to get you the right mortgage with the right interest rate?

at Centum Professional Mortgage Group, we work as a team and as such, we have experts in every area of the mortgage business. So no matter if you are looking for a self build construction mortgage, Private mortgage to help rebuild poor credit, or purchasing your first home.  We will be there every step of the way.

Community Involvement

Community Involvement

My Group believes in giving back  to the Community that is why we have started and sponsored  many community events.

I am a founding member of the Kidsport Charity Golf Tournament that raises money for Kidsport in the Lethbridge. The Golf tournament is held every year, usually in July, to raise money. So far we have raised over $240,000

Since our introduction  our "GIVE BACK MORTGAGE" Program, this allows individual by doing their mortgage through us, we give back money to their favorite charity, community, or any other charitable events and the client get the benefit of the tax receipt that will be made in their name.  So not only would a client receive an excellent mortgage but they help out on a worthy cause.  Does your mortgage brokerage do that for you?

We are comitted to continuing education by offering seminars, credit workshops,and ladies night just to name a few.

Over Ten years ago we implement our simple credit program, this program is easy to follow and allows client not only to pay down their mortgage quickly and easily, but show them how to obtain, retain, good credit.

 

 

Education

Education

I am a graduate of the University of Lethbridge with a Bachelor of Science with a major in Drama, and English. I graduate in 1991

for the past 12 years I have upgrade my education in Mortgages.  I am a AMP ( Accredit Mortgage Placement) this means that I am required to take continue education ever year in order to keep my status.