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How to become a real estate tycoon

Posted by CENTUM Canada on December 11, 2017
Have you ever thought about using real estate to increase your overall net worth, or as a way to save for your retirement?  Or even as a retirement plan instead of a traditional RRSP?  You’re not alone, as we can tell from the statistics from Census 2016: 67.8% of households in Canada own their own home.  Not only do more and more Canadians own homes, more are also purchasing ...

Closing Costs

Posted by CENTUM Canada on November 17, 2017
Buying a home can be a stressful process and you may not know the full scope of the costs to close and finalize your purchase.  Let’s break down what some of these costs can look like in getting a mortgage.  Most lenders have a standing guideline of verifying a home buyer has 1.5% of the purchase price in closing costs.  For example: 1.5% of a $500,000 would be $7,500.  ...

All about getting a HELOC: Home Equity Line of Credit

Posted by CENTUM Canada on November 3, 2017
When refinancing your home, a newer trend is the option to put a portion of those funds into a HELOC (Home Equity Line of Credit).  A HELOC provides greater flexibility in accessing funds – but it is important to determine if it’s the right choice for your financial situation. When refinancing you can utilize up to 80% of the value of your home (known as loan to value, or ...
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Updated : December 12, 2017
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