260+2700+
Bruce Smith brings
over 20 years of business enterprise development and funding solutions, through
an innovative and effective, results driven approach. As part of the team at
CENTUM Future Mortgage Group Inc., Bruce proudly services clients throughout
Canada and the United States with a focus on the Ontario marketplace.
Bruce’s “one stop
shop” philosophy for servicing clients’ needs includes residential
commercial and construction mortgages, plus innovative business to business
financing solutions:
·
Residential
mortgages including prime, sub prime and private money markets.
·
Purchases
or refinances
·
Existing
homes or new construction
·
1st,
2nd and 3rd mortgages
·
Commercial
mortgages and raw land
·
Construction
mortgages
·
Bridge
financing
·
VTB
strategies
·
Joint
ventures
·
RRSP
eligible investment opportunities
Bruce holds a
Bachelor of Business Management Degree, majoring in accounting/finance and
enterprise development. His education combined with an extensive operations
background provides the experience and understanding of innovative business
financing solutions:
·
Access to
“hidden” institutional lenders
·
Angel
investments, venture capital, asset based lending
·
Leasing,
factoring, purchase order financing, credit facilities
·
Effective
business outsourcing solutions
·
Strategic
planning, business plan reviews and budget preparation
As
one of the industries leading experts, Bruce has authored several articles
including:
·
February
2008 – Canadian Mortgage Professional Magazine – Calling All Mentors
·
September
2007- Enterprise Magazine –Where To Go When The Bank Says No
·
February
2007 – Networking Today – Home Financing Made Easy
·
November
2006 – Networking Today – Financing Commercial Properties
·
February
2006 – Canadian Mortgage Professional Magazine – Cottage Industry
Testimonials
I
have known Bruce for a number of years, and have worked closely with him in a
mastermind group which we started recently. He has been a great resource for me,
by exchanging referrals, but also exchanging business building ideas. Bruce has
a great mind for business, and is able to provide honest feedback, which allows
me to step back and relook at my business and where I am coming from. He is an
honest businessman, in every capacity, whether he is helping a client with a
mortgage, or a business owner with more creative financing options. If you need
money talk to Bruce
Jeff
We first came to Bruce to expand our business.
Bruce looked at our financial situation and also recommended restructuring our
debt at that time. The result was not only did we receive the funds to expand
our now thriving business; we also improved our monthly cash flow by $1000.00
dollars. Changed our lives. Thanks Bruce. We love ya
Brian
and Dodie
Bruce Smith has recently helped me through two
financing transactions with a great deal of expertise. He was able to
secure a mortgage for me at the lowest rate around, through the lending agency
of my choice. Even my bank manager was impressed with the rate! I
would strongly recommend Bruce to anyone who is looking for personal or business
financing, renegotiating a mortgage, or consolidating loans. He is the
best!”
Hollie
We had purchased our new home with financing
conditional on the sale of our existing home. As we approached the closing date
it was evident that our current home would not be sold in time and therefore we
risked defaulting on our commitment, loosing our new home and were facing a
possible law suit. Bruce was able to secure us a bridge loan even though our
bank said it was not possible. I don’t know how he did it but the results are
all that mattered to us. I will use Bruce right from the start on our next deal
as we like dealing with a professional.
Sam
& Audrey
Bruce is a good resource for financial advice for
both my business and personal needs. I was able to buy a commercial property for
essentially no money down using his creative strategy. I also took additional
equity out of my house to pay some past due bills and the refinance was cheaper
then what I had been originally paying. Talk about free money. Casb Management
Group listened to my story, developed a strategy and got results. I am sure they
can do the same for you.
David
I used the services at Future Group at the
beginning of this year after having repeated issues with the bank/trust company
that had held my mortgage for the past 10 years. My credit history is not great,
and because I am self-employed, it can be difficult to find a company that will
take on my mortgage without charging huge extra fees.
Future Group, in about a week, was able to find me a private lender that
refinanced my home at 85% so I was able to pay off some other bills in addition
to getting away from the 'big bank'. This was a much better solution than taking
a second mortgage, so I was relieved.
I am very thankful to Bruce Smith, the consultant I worked with, for 'saving
me'.
Tracey
Improve your vision
for a better financial future. Contact Bruce Smith today for a no cost review.