About Me

Toni Proctor

Mortgage Broker
Licence #: M14002095
Direct: 9057189292
Fax: 9058524149


My career success of more than 20 years is founded on connecting people with the right product to fit their need. Our discussion is holistic. Whether your need is to buy your first home, consolidate debt payments to free up cash flow, purchase a cottage or investment property, improve your credit score, or inject capital into your growing business, I can help. As a mortgage broker with access to multiple companies, my client’s needs come first. That is why the services of a mortgage broker surpass what a bank can offer. The banks have set very rigid guidelines and target a very narrow part of the market. I can say this with confidence, having worked for a bank for a good portion of my career. So many have felt like they are not wanted by the banks. You have options! The value of a professional mortgage broker comes from having someone objectively work for you, the client, and are not limited to mortgage product offerings, or rates, from one source. Our personal connection will provide friendly, informative, and a more enjoyable financing experience.




Serving: Ajax, Brampton, Clarington, Etobicoke, King City, Lindsay, Markham, Mississauga, Newmarket, North York, Oshawa, Peel Region, Peterborough, Pickering, Port Perry, Region of Peel, Richmond Hill, Scarborough, Stouffville, Thornhill, Toronto, Toronto East, Unionville, Uxbridge, Woodbridge, Woodstock, York Region, Yorkville
Languages Spoken: English

Lowest Rates* in Canada

Lowest Rates* in Canada
Term Our Rate Bank Rate
3 Year Fixed 2.59% 3.49%
5 Year Variable 2.95% 3.00%
5 Year Fixed 2.34% 3.20%
13 Mar 2020

Updated: August 01, 2017

Rates may vary between geographic regions and the posted rates on this website may not be available in your area. Please contact your local CENTUM office for more details.

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