Tips to Save Money

Tips to Save Money

After the holidays we all can relate to the dread of opening a credit card statement and wondering how long it will take you to pay off holiday debt.

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A less expensive, more meaningful Holiday

A less expensive, more meaningful Holiday

Budgeting for the holidays now may sound like a chore, but it is key to avoiding financial stress in January. Here is a guide to plan for the holiday season.

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Are you saving enough for your retirement?

Are you saving enough for your retirement?

Many Canadians think of retirement as a time filled with vacations, getaways to

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  • Mar 20, 2019

Good news in the 2019 Federal Budget for First Time Home Buyers

It was interesting to see the technique the Federal Government is using to assist home buyers without overstimulating the fragile housing market!

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Interest Rates on the Rise?

Interest Rates on the Rise?

There has been speculation that Canadian interest rates are not done rising yet – and some say they will keep rising until 2020.

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Legalization and Landlords

Legalization and Landlords

With cannabis legalization in Canada coming into effect on October 17, 2018, many landlords are wondering about their rights as landlords and how the legalization will affect their rental property investments.

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How long does it take to save a down payment, when earning minimum wage?

How long does it take to save a down payment, when earning minimum wage?

Getting into home ownership has never been tougher than it is today. With the qualifying rate over 2% higher and with the additional stress tests, it’s no surprise anyone earning near minimum wage would feel that the idea of home ownership is impossible.

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Reverse Mortgages

Reverse Mortgages

With mortgage guidelines getting stricter over the past year, it has opened a wave of interest for different types of mortgages – including what’s known as a reverse mortgage.

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Fixed vs Variable

Fixed vs Variable

When obtaining a mortgage, there is always the question of a fixed or variable interest rate. There are pros to cons to both types, which we will explore below.

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What the Chattel!?

What the Chattel!?

When you are selling or buying a home, you inadvertently come across chattels in the purchase and sale agreement. Chattels can complicate a purchase or sale depending on the agreement and how it is set out by the REALTOR®.

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