Connected To More
Subscribe
Viewing All Posts. 134 Posts Found.
Page: 1 2 3 4 5 6 7 ...14   Previous | Next

Thinking of Renting that Basement Suite? Tips for First-Time Landlords

Having a rental space in your home is a great mortgage helper as well as it also increases the value of your home.  Many people are unaware of the challenges that are generated by having a rental suite in their home.  Here are some tips and tricks to ensure you are equipped to handle your first tenant experience.  1. Consider your privacy.  Can you live with seeing a ...

CENTUM Canada founder accepts 2016 Canadian Franchise Association Hall of Fame Award

The Charlwood Pacific Group recognized with prestigious national award for supporting franchisee success   BC family owned and operated Charlwood Pacific Group (CPG), CENTUM Canada, master franchise holder of the CENTURY 21 brand in Canada and the Asia-Pacific regions, Real Property Management in Canada, and UNIGLOBE Travel International, has been awarded the Canadian Franchise Association’s ...

The new down payment rule: what changed on February 15

  On February 15, the Government of Canada effected a change to the rules for down payments. The change, which was officially announced on December 11, 2015, increases the minimum down payment for new insured mortgages from 5 per cent to 10 per cent, for the portion of the house price above $500,000. The change does not affect home owners who hold mortgages obtained prior to February ...
Tags: Mortgage

Our 2016 Pledge To You.

  For most people, the purchase of a home is the single largest financial investment they will make. This means that the process can be very stressful without the right support. As a consumer, you have a lot of options when it comes to selecting the right team of real estate and mortgage professionals.  Surrounding yourself with experts who understand the market and industry ...

The best gift for your Holidays? Keep your credit history in shape!

Winter has already hit Canada, and we are approaching the Holidays very quickly.  With Holidays come the purchasing of presents and quite often credit utilization. As credit history is one of several main components of a qualifying for a mortgage, budgeting for the Holidays and, furthermore, not maxing out your credit can avoid negative surprises in 2016.  While building a budget, ...

How to Prepare Your House for Sale

  Prepping and staging your home for sale takes time and energy. Here are some practical pointers to help you prepare your house for sale.   Depersonalize: When staging your home it’s all about the imagination of the buyer. You want to help them picture their life in your home. The fundamental statement you want a buyer to make is “I can see myself living here” ...
Tags: Housing

The Future of the Reverse Mortgage

In the last couple of months, we have heard more and more about Reverse Mortgages. This post will help you have a better understanding of this product.   First, who can get a reverse mortgage? This kind of loan is available for homeowners that are 55 or older.   What is a reverse mortgage? A reverse mortgage allows you to get up to 55% of your home equity (home equity ...
Tags: Mortgage

The Ready to Move-In Home vs. the Requires More Work Home

Buying a home is a complex problem requiring you to ask numerous questions about your lifestyle. What is a good location? What neighborhood best suits you? What is your budget? What are your basic needs? What kind of home do you envision yourself in? A new sleek and modern home in a trendy neighborhood? Or a simpler house in a small neighborhood? And lastly, how much work do you want to put into ...

Collateral mortgage are the death of your mortgage rights?

I have said this previously and while some people disagree, I say there are reasons why I believe this is correct. So what is a Collateral mortgages and why are they the death to your mortgage rights.  To truly address the reason behind this questions, it to understand what is a collateral mortgage? This type of mortgage is basically a promissory note or loan agreement secured by the collateral ...

Why are the Major Banks Charging outrages Pre-penalties....WHY?

The number one question I get asked by clients, " Why does the bank have the right to charge me (the consumer) such a high pre-penalty".  The answer is simple, Because they can. Right now there is no law that say they cannot.  However, there are options available to consumers. They are called Mono Lenders.  These type of Lenders pre-penalty is normally ...
Subscribe
Viewing All Posts. 134 Posts Found.
Page: 1 2 3 4 5 6 7 ...14   Previous | Next