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Why are the Major Banks Charging outrages Pre-penalties....WHY?

The number one question I get asked by clients, " Why does the bank have the right to charge me (the consumer) such a high pre-penalty".  The answer is simple, Because they can. Right now there is no law that say they cannot.  However, there are options available to consumers. They are called Mono Lenders.  These type of Lenders pre-penalty is normally ...

Why are the Major Banks Charging outrages Pre-penalties....WHY?

The number one question I get asked by clients, " Why does the bank have the right to charge me (the consumer) such a high pre-penalty".  The answer is simple, Because they can. Right now there is no law that say they cannot.  However, there are options available to consumers. They are called Mono Lenders.  These type of Lenders pre-penalty is normally ...

GET OFF MY TITLE!!!!!!!!!!!!!!!!

What happens when a relationship goes sour, especially if you are not married, but you are girlfriend/boyfriend or common in law who have purchased a home together and both of you are on title? And one of you wants to sell and the other says no way. What can you do that won’t cost you a ridicules amount of money on lawyers?   NOTHING!!!!!!!!!!!!!!!!!!!!!!!! The way the system is set ...
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