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Collateral mortgage are the death of your mortgage rights?

I have said this previously and while some people disagree, I say there are reasons why I believe this is correct. So what is a Collateral mortgages and why are they the death to your mortgage rights.  To truly address the reason behind this questions, it to understand what is a collateral mortgage? This type of mortgage is basically a promissory note or loan agreement secured by the collateral ...
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