Connected To More
Vijay Gandhi

Vijay Gandhi, MBF,B.Sc.

Mortgage Broker

Licence #: M10001947

CENTUM Metrocapp Wealth Solutions Inc.

Licence #: 12147

204A-716 Gordon Baker Rd.

Toronto, ONM2H 3B4
Direct: 647-267-6338 Cell: 647-267-6338 Office Fax: 888-813-9403

Lowest Rates* in Canada

Welcome to my Website

Download Mortgage Application form Here Click | Download Consent Form for Credit Varification | Click Here for Documents Required


 Hi, I'm Vijay, your Mortgage Specialist.

Wel come to my webpage , we offer No Hassle Re-Finance/ 2nd Mortgage

  • Mortgage Solutions
  • for All Situations
  • 1st & 2nd mortgages
  • Refinance and Equity Take Outs
  • Debt Consolidations
  • Construction Loans
  • Commercial Loans
  • Self Employed
  • New Immigrant Borrowers
  • Stopping POWER OF SALES
  • Paying Off Property/Income tax arrears
  • Judgments, Garnishments and Liens
  • Money To Close
  • Bridge Loans

Get Approved in 3 Easy Steps
step1 : Complete Our Secure Mortgage Application
step2 : Talk to a Licensed/Qualified Mortgage Expert
step3 : Get Approved Sooner

We represent over 40 lenders across Ontario. Providing 1st/ 2nd, and Private mortgages even with:

> Horrible credit
> Bankruptcy
> Unemployed
> Mortgage arrears
> Property tax arrears
> Self-employed
> Pension & Disability

"We are dedicated to every client success."

Every new home buyer or existing home owner has unique needs.

As an experienced Mortgage Agent with Centum I can help in customizing your financial solution to your requirements.

I speak your language - plain straight simple “easy to understand “. I avoid using banking jargons.

Whether you are purchasing a home, transferring your mortgage, refinancing to consolidate debt, or simply want to review your financial situation, call me before you sign the dotted line.

If you have equity on your home, I can help consolidate your debt by refinancing and turning your high interest debt to a one affordable monthly payment mortgage at a lower interest rate than what you currently have!

Call me and take advantage of my years of real estate experience.

My breadth of knowledge in the constantly changing mortgage business and local real estate market can help provide workable solutions tailored to achieve your financial goals.

High level of customer service always guaranteed. 

I work exclusively with you and not the bank or any financial institute.

Whether you are purchasing or looking to transfer a mortgage, refinance an existing mortgage to consolidate debt, or you're up for renewal, make investments or make a major purchase.

Thank You for visiting Centum.

Services Available in English , Hindi, Punjabi, Gujarati. 

I am available in the evening and weekends. 

So, whether you're buying a Residential, Commercial, need mortgage refinance, I can help you. Call me and let me provide you with a personalized mortgage solution that works for you.

Mobile: (647) 267-6338
Fax:      (888) 813-9403 

Ps. We Love Referrals...................Thank You for Refering Us.


Visit Me | Home Mortgage | Refinancing/Debt Consolidation | Equity Financing | Rates
On Line Application | Contact Me | Buy Home Or Business Listings | mortgage blog


 Saving Money & Making Sense of It..@


Professional Background

Active Member of:
• Canadian Association of Accredited Mortgage Professionals (CAAMP)
• Financial Services Commission of Ontario (FSCO)
• Ontario Real Estate Association (OREA)
• Canadian Real Estate Association (CREA)
• Real Estate Council of Ontario (RECO)
• Toronto Real Estate Board (TREB)
• Ontario Association of Certified Engineer Technicians and Technologists (OACETT) : Ex-Member*


Real Estate & Mortgage :Residential & Commercial Real Estate, Investment, Sales, Acquisition, and Leases.


Residential and Commercial Mortgages
in Scarborough, Markham, Brampton, Mississauga, Rexdale, Etobicoke, Richmond Hill, Vaughan, and other parts of GTA  & Peel-York-Durham Region. 

Real Estate & Mortgage : Residential & Commercial Real Estate, Investment, Sales, Acquisition, and Leases.


Professional Interests

B2B Partnership
I here with make promise to keep the B2B referals on high priority and with highest professionalisam.I have a very high volume referals and repeat referals keep comming from the B2B partnership with Realtors & i try to keep this business relationship at any cost. Thanks to all referal partners to make the deals successful with co-operation. on this i have to say :
" Professionals always refers to another Professionals"

I will work to find you the best mortgage at the best rate.