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Toni Proctor

Toni Proctor

Mortgage Agent

Licence #: M14002095

CENTUM One Financial Group Inc.

Licence #: 10758

103-69 Davis Drive

Newmarket, ONL3Y 2M9
Direct: 905-718-9292 Personal Fax: 905-852-4149

Lowest Rates* in Canada

Community Involvement

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Welcome to my Website

Finding a great mortgage can be stressful and time-consuming…But at CENTUM Canada, we've been successfully delivering the best rate for tens of thousands of satisfied clients for nearly a decade.

Finding the right mortgage for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What's more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork. Plus, CENTUM Mortgage Professionals are compensated by the lenders, and in most cases we offer our services free of charge to our clients.

At CENTUM, we're always looking out for your best interest.™


Professional Background

My career success of more than 20 years is founded on connecting people with the right product to fit their need. Our discussion is holistic. Whether your need is to buy your first home, consolidate debt payments to free up cash flow, purchase a cottage or investment property, improve your credit score, or inject capital into your growing business, I can help.
As a mortgage planner with access to 50 + companies, my clients needs come first. That is why the services of a mortgage planner surpass what a bank can offer. The banks have set very rigid guidelines and target a very narrow part of the market. I can say this with confidence, having worked for a bank for a good portion of my career. So many have felt like they are not wanted by the banks. You have options!
The value of a professional mortgage agent comes from having someone objectively work for you, the client, and are not limited to mortgage product offerings, or rates, from one source.
Our personal connection will provide friendly, informative, and a more enjoyable financing experience.