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Subhash Chand

Subhash Chand, Certified Credit Professional "National Award"

Mortgage Agent

Licence #: M15002471

CENTUM Mortgage Smart Inc.

Licence #: 12076

1753 Albion Road

Toronto, ONM9V 1C3
Direct: 647-741-3328 Cell: 905-995-3328 Personal Fax: 855-454-4509

Lowest Rates* in Canada

Professional Background


1625 Albion Road, Unit #101, Etobicoke, ON M9V 5H8

SUBHASH CHAND served as a Loan Service Manager, Authorizer and Analyst with Export Development Canada (EDC); American Express Canada, and for PC Financial MasterCard Canada respectively. Also served as a Professor/Lecturer with Schiller International University (An American University of Business and Diplomacy); Paris Graduate School of Management (PGSM), France, IIFT, New Delhi.

SUBHASH CHAND did his Master’s degree in Management (2nd highest marks) from Université d'Angers, France, and Canadian education through "Canadian Association of Insolvency and Restructuring Professionals (CAIRP)", Credit Institute of Canada with a National Award for Highest Marks in Canada.


Professional Interests



French, English, Hindi


- Mortgage

- Taxation

- Debt Management

- Credit Repair

Welcome to my Website

Knowledgeable, ethical and well experienced Canadian National Award Winner - "Certified Credit Professional" with professional excellence is  available to help you to achieve your financial objectives.

Finding a great mortgage can be stressful and time-consuming…But at CENTUM Canada, we've been successfully delivering the best rate for tens of thousands of satisfied clients for nearly a decade. 

Finding the right mortgage for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What's more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork. Plus, CENTUM Mortgage Professionals are compensated by the lenders, and in most cases we offer our services free of charge to our clients.

At CENTUM, we're always looking out for your best interest.™