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Rachel Silva

Rachel Silva

Mortgage Agent

CENTUM Above All Financial Inc.

427 Academy Road

Winnipeg, MBR3N 0C2
Direct: 204-294-4493 Cell: 204-294-4493 Personal Fax: 204-415-5585

Lowest Rates* in Canada

Welcome to my Website

Finding a great mortgage can be stressful and time-consuming…But at CENTUM Canada, we've been successfully delivering the best rate for tens of thousands of satisfied clients for nearly a decade.

Finding the right mortgage for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What's more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork. Plus, CENTUM Mortgage Professionals are compensated by the lenders, and in most cases we offer our services free of charge to our clients.

At CENTUM, we're always looking out for your best interest.™



I originally graduated with a Bachelor of Science in Nursing plus Masters in Medical Surgical Nursing and served the medical field for over 10 years. Alongside working as a nurse, I've managed to establish my own business and was the proprietor of that business until I immigrated to Canada in 2005.

Throughout my adult life, helping people succeed and having an entrepreneurial spirit have been my purpose and passion. In 2009, I became a Certified Natural Health Consultant and established Quality Living Network.

While, assisting clients with health and life issues, I became aware of the need to educate and assist my clients in financial knowledge, equip them for financial freedom which includes home ownership. With my desire to help, I enrolled in CAAMP, and became a Certified Mortgage Specialist.

If you need assistance in Experiencing Your BEST Future NOW, contact me.I'd love the opportunity to serve you!

Certified Natural Health Consultant

Mortgage Specialist

Personal Background

  • I was born, raised and educated in the Philippines.
  • I received Masters in Medical Surgical Nursing and became active in teaching nursing students
  • I am a mother to two adult children and the proud grandma to my grandson
  • I was both a nurse and the trainer of nursing aides once I moved to Winnipeg
  • I left nursing to start my business, Quality Living Network in 2009


  • Providing Best Rate Mortgages to my clients
  • Credit Counselling
  • Personal Support
  • Assistance in selecting a Mortgage Insurance that will best serve my clients needs
  • Assistance with Debt Consolidation

Community Involvement

I am a member of the Winnipeg Chamber of Commerce and Manitoba Filipino Business Council.

Personal Interests

I enjoy travelling and I am an entrepreneur by heart. I've always been passionate with business and helping people.

Professional Background

I have been an entrepreneur for over 20 years. I have established several successful businesses.

Sales, Teaching, Counselling and Networking are skills others have appreciated in me.