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The new down payment rule: what changed on February 15

  On February 15, the Government of Canada effected a change to the rules for down payments. The change, which was officially announced on December 11, 2015, increases the minimum down payment for new insured mortgages from 5 per cent to 10 per cent, for the portion of the house price above $500,000. The change does not affect home owners who hold mortgages obtained prior to February ...
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