Connected To More
Signed in as . Sign Out.
Subscribe
Viewing All Posts. 128 Posts Found.
Page: 1 2 3 4 5 6 7 ...13   Previous | Next

The Power of Pre-approval

With home buying season upon us, most people will dive right in with a loose budget. A loose budget however, can be dangerous if your heart gets set on a home that is out of reach financially. The first thing that any potential buyer should do is get pre-approved for a mortgage. Once approved, buyers can shop within a clear budget and focus the search on properties within a specific price range. ...

Not All Mortgage Penalties Are Equal

This is a story about Joe and Sue. Two different people with similar mortgages, but very different prepayment penalties.  Joe and Sue each buy a house at the exact same time for the exact same price and get a mortgage for the exact same amount. The only difference is Joe uses a Big Bank, and Sue uses a monoline lender for their mortgages. Let’s assume they both received a rate of ...

8 Things to Avoid After a Mortgage Preapproval

You have word from your agent letting you know you are pre-approved for a mortgage. This is an exciting time as you are well on your way to purchasing a new home. A preapproval is usually good for 60 to 120 days depending on the lender. If you do not purchase a home within this time frame, the lender may require you to get preapproved again. Therefore, it is important to continue the great behavior ...

Your Home Buying Team

Purchasing a home is likely to be the largest investment you will ever make, and that means that it is very important you have a team of professionals working with you throughout the entire process. More and more clients are discovering the benefits of utilizing the services of a professional mortgage broker to help them secure financing for their homes. Why is this? It is simple really. The ...

WANTED: CENTUM Mortgage Partners is currently recruiting skilled full time Mortgage Agents

p.p1 {margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica}     CENTUM Mortgage Partners is currently recruiting skilled full time Mortgage Agents.   This position is 100% commission based and requires a highly motivated individual with strong entrepreneurial sales style. Ideal candidates would be, existing mortgage professionals and individuals ...

The Truth about your Pre-Approval

I’d like to change the word “pre-approval”.  If I had my way, I’d call it “planning for your mortgage”, “getting ready to buy your home”, “what do you need to do to get a mortgage”…but none of those are a neat and tidy easy word, so hence…pre approval. The problem with the word is that small piece...“approval”.  ...

Find your Freedom from Debt!

Paying down debt can be a great savings strategy because, until your debt is gone, it can be difficult to focus on putting money aside, and doing so can also be costly.  If you look at it from a purely financial perspective, debt is more expensive than the rate of returns you may get on guaranteed savings instruments.  So, if you have a credit card at a 15% interest rate, by paying down ...

Paying Down Debt

We want to help Canadians with their top financial priority in 2017…paying down debt! According to a recent survey conducted by CIBC, 28% of Canadians consider paying down debt to be their top financial priority in 2017[1]. We understand your biggest concerns are credit cards and lines of credit. On average, Canadians owe $1.67 in debt for every dollar of disposable income.  That ...

Federal Government Announcement...What it Means for YOU!

  As you may have heard, on October 3, 2016, Finance Minister, Bill Morneau announced changes to the housing industry, which are targeting mortgage debt and foreign buyers.  We thought you'd be interested to know what it means for you. There are 3 basic reforms to be aware of: A "stress test" has been implemented to ensure future mortgage affordability for ...

Time for a Roof Checkup!

Time for a Roof Checkup!   With winter just around the corner, now is the perfect time to inspect your roof to ensure that your home will be protected from the snow and rain that comes with it!   Depending on the age of your roof, environmental factors and building materials, it’s a good idea to complete inspections twice a year, with the best seasons being spring and fall.  ...
Subscribe
Viewing All Posts. 128 Posts Found.
Page: 1 2 3 4 5 6 7 ...13   Previous | Next