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CENTUM Mortgage Smart Inc.
Licence #: 12076
1753 Albion Road
Toronto, ON M9V 1C3
Telephone905-499-2700
Office Fax905-499-2701

With the Power of CENTUM MORTGAGE SMART You always Win

"We help the families of Greater Toronto Area and Ontario
live happier and prosper by providing them

TailorMade Financial advice for thier Residential Commercial
& Private Mortgages."

 

Finding a great mortgage can be stressful and time-consuming. At CENTUM Mortgage Smart, we've been successfully delivering the best rate for tens of thousands of satisfied clients for nearly a decade.

Finding the right mortgage for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What's more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork. Plus, CENTUM Mortgage Professionals are compensated by the lenders, and in most cases we offer our services free of charge to our clients.

At CENTUM Mortgage Smart, we're always looking out for your best interest.®

Blog

All about getting a HELOC: Home Equity Line of Credit

When refinancing your home, a newer trend is the option to put a portion of those funds into a HELOC (Home Equity Line of Credit).  A HELOC provides greater flexibility in accessing funds – but it is important to determine if it’s the right choice for your financial situation. When refinancing you can utilize up to 80% of the value of your home (known as loan to value, or ...

Affordability

Home prices in Canada have been steadily on the rise for the last few years, especially in the hottest markets such as Vancouver and Toronto.  The average home price in Canada as of August 2017 was $472,247, whereas if we go back to 2008, before the recession, home prices were only an average of $304,604!  And if you were buying in 1988, the average Canadian home would only cost you ...
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