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CENTUM Mortgage Smart Inc.
Licence #: 12076
1753 Albion Road
Toronto, ON M9V 1C3
Telephone905-499-2700
Office Fax905-499-2701

With the Power of CENTUM MORTGAGE SMART You always Win

"We help the families of Greater Toronto Area and Ontario
live happier and prosper by providing them

TailorMade Financial advice for thier Residential Commercial
& Private Mortgages."

 

Finding a great mortgage can be stressful and time-consuming. At CENTUM Mortgage Smart, we've been successfully delivering the best rate for tens of thousands of satisfied clients for nearly a decade.

Finding the right mortgage for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What's more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork. Plus, CENTUM Mortgage Professionals are compensated by the lenders, and in most cases we offer our services free of charge to our clients.

At CENTUM Mortgage Smart, we're always looking out for your best interest.®

Blog

Not All Mortgage Penalties Are Equal

This is a story about Joe and Sue. Two different people with similar mortgages, but very different prepayment penalties.  Joe and Sue each buy a house at the exact same time for the exact same price and get a mortgage for the exact same amount. The only difference is Joe uses a Big Bank, and Sue uses a monoline lender for their mortgages. Let’s assume they both received a rate of ...

8 Things to Avoid After a Mortgage Preapproval

You have word from your agent letting you know you are pre-approved for a mortgage. This is an exciting time as you are well on your way to purchasing a new home. A preapproval is usually good for 60 to 120 days depending on the lender. If you do not purchase a home within this time frame, the lender may require you to get preapproved again. Therefore, it is important to continue the great behavior ...
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