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Michael Mifsud

Michael Mifsud


Licence #: M08008374

CENTUM Lifestyle Financial Services

Licence #: 11411

202 Bayfield Street

Barrie, ONL4M 3B6
Direct: 888-643-0190 Cell: 705-321-0132 Personal Fax: 888-796-7237

Lowest Rates* in Canada

Personal Background




We specialize in residential mortgages for;

  • Home Purchase
  • Re-finance
  • Equity take-out
  • Debt consolidation

Welcome to my Website

I am an experienced trained professional mortgage broker licensed to represent and provide you with the best advice for your mortgage and financing needs.  I have a team of people ready to jump to action to provide you with the BEST service and mortgage rate for your lifestyle.  We arrange mortgages for home purchases, refinancing for renovations, equity take-out or debt consolidation.  We also specialize in renewals, so if your current mortgage is coming up for renewal, contact us first before you renew!

My primary expertise is locating funding for mortgage financing. I know which lenders have the best rates and I negotiate with multiple lenders at one time. What's more, I know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing. I take great pride in the service I provide and rely on referrals and your repeat business.

I am not an employee of any lending institution, so I am not limited in the products I can offer you. As a full service mortgage professional, I work closely with you and your lender as well as your real estate representative, lawyer, appraiser and home inspector to ensure that your transaction proceeds smoothly. In most cases there is no cost to use the services of a Mortgage Professional. You don’t pay me. The bank or lending institution does.

With the wide assortment of options and features available for mortgages today, shopping around takes significant time and effort. The mortgage process in today's marketplace is intimidating to many homebuyers so it pays to have a mortgage professional on your side to ensure the mortgage is right. I utilize the latest information from lending institutions, and the negotiating power of Canada’s most influential mortgage brokerage.

I will work to find you the best mortgage at the best rate.

I look forward to hearing from you soon!

Professional Background

As a mortgage professional, my job is to find you the best mortgage that fits you and your lifestyle.  We shop the lenders to find the right fit for you.  Please allow me to help you get the right mortgage!