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Karen Fritz

Karen Fritz, AMP

Owner/Mortgage Broker

Licence #: M08004412

CENTUM Alternative Mortgages Ltd.

Licence #: 12018

101D-391 First St.

Collingwood, ONL9Y 1B3
Direct: 705-446-5831 Cell: 705-715-8973 Personal Fax: 705-446-5832

Lowest Rates* in Canada

Award Winning Service Built on Honesty, Integrity and Trust




Finding a great mortgage can be stressful and time-consuming…But with Karen Fritz at CENTUM Alternative Mortgages Ltd. in Collingwood, she has been successfully delivering the best rate for hundreds of satisfied clients for nearly a decade.

Finding the right mortgage for you is my business. I know which lenders have the best rates and we negotiate with multiple lenders at one time. What's more, I know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork. Plus, CENTUM Mortgage Professionals are compensated by the lenders, and in most cases we offer our services free of charge to our clients.

I offer the following types of mortgage financing

  • Institutional with over 40 Different Lenders
  • 2nd & 3rd Mortgages
  • Private Mortgages
  • Equity Takeouts
  • Refinancing

At CENTUM, we're always looking out for your best interest.™


What People Are Saying About Karen Fritz

I have been selling Real Estate for over 20 years and for me it's mandatory to have a real good mortgage broker who I can trust and depend on. Karen Fritz is that Mortgage Broker!  She is a true professional, always punctual and pays attention to the clients needs. Karen makes it convenient for the client by meeting them on their schedule.  I have also observed the respect  she receives from the mortgage insurance companies, and that's important as it means she has in fact a solid, honest reputation by people who see her work everyday. All mortgage brokers have access to the same institutional lenders, the difference lies in how they do their business, how much attention they pay to doing a good job rather then just the paycheque. In short, if your in the market for a mortgage of any type and your seeking trustworthy and honest advice, I highly recommend Karen Fritz of Centum Alternative Mortgages Ltd.

Glenn Cunningham, Broker/ Manager
Realty Executives Plus Ltd. Brokerage

Hi Karen,

What more can I say, you made our dreams come true. Like most first time homebuyers we set out to buy our first house with minimal knowledge about the whole buying process. Our Real Estate agent at the time referred us to another Mortgage Agent in town, needless to say that was NOT a happy experience. A friend suggested that I give you a call, as you had helped them secure a mortgage. I still remember when we walked into your office, you could see the frustration in our faces. You put us at ease, took the time to explain in detail and got us back on track.

To this day, I tell everyone, if you need a mortgage call Karen Fritz!!

Many Thanks,

Jennifer & Dave Glebe
Collingwood, ON

Dear Karen;

Thank you for all your help and sound advice over the years. It's a pleasure dealing with such a knowledgable professional. We always feel confidant referring you to our friends and family and love hearing their stories about how you helped them save money!!


David & Miriam Whysall
Fergus, ON

Karen is a very knowledgeble mortgage professional and takes the absolute best care of her clients!
I highly recommend Karen

Barbara McCowan - Real Estate Broker
Royal Lepage - Trinity
Collingwood, ON