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Flashback to 1969... Is housing really more unaffordable today?

We keep hearing it on the news, from government, economists and banks... housing is more unaffordable today than it was for previous generations.  Is it really as much as people claim? We thought we would take a look and see at what the differences are. In 1969 the average household income was hovering at around $8000.00 per year.  Most were single income and if you made $10,000.00 a ...

March out like a lamb

A Good Indication of things to come According to statistics released today by The Canadian Real Estate Association (CREA), national home sales edged upward on a month-over-month basis in March 2013.  Year over year sales are down, but the slight trend northward is a good indicator that we may yet have a strong spring market. If you are thinking of listing your home for sale now is the time to ...

Beef with the Bank?

It has been all over the news this past week, Canadians across the country are outraged that our banks would outsource jobs to temporary workers and lay off people to do so.  Not only are people crying foul, but if rumours are true, many are closing their accounts with the big five and moving their business to Credit Unions and other smaller institutions. Some in the media have argued that it ...
Tags: Royal Bank RBC

Things are looking up!

Not a boom, but not a bust either According to an article in the Leader-Post StatsCan has reported that the economy had stronger growth than predicted in January. The growth was primarily driven by a stronger manufacturing sector but the arts, technology and other sectors also contributed to the results. This is a refreshing change from the consistent negative press that we have been reading about ...

HOW LOW IS TOO LOW?

The race to the bottom? There has been a lot of news about the Minister of Finance, Jim Flaherty, contacting lenders and asking that they stop offering consumers a discounted interest rate.  Flaherty is quoted as calling these offers a race to the bottom and the minister is expressing deep concerns about the high level of consumer debt.  The question on most peoples minds seems to be... ...

3 Impactful 2013 Resolutions for Your Home

Whether it's most important for you and your family to shrink your bills or reduce your carbon footprint, these resolutions are commendable. Here are some useful tips that can benefit ecological conservation, make more time for family, and lead to home harmonization. Use these simple strategies to reduce your carbon footprint and also save on energy costs for your family: Update lamps with high ...

Housing Stats and Bank of Canada Rates

    January 2013 Happy New Year and welcome to the January issue of CAAMP Stats. For more information on CAAMP please visit www.caamp.org Bank of Canada Interest Rate October 23, 2012 1.00 % December 4, 2012 1.00 % January 23, 2013 Next meeting date Source: ...

Rent to Own

The idea of rent to ownhas been getting a lot of media attention lately as buyers in all geographic areas and economic positions look for ways to have their money work more effectively for them. The “rent to own” strategy has been very active in the United States for years, and with the newly increased media attention it is starting to become a more viable option for homeownership in Canada ...

5 Steps to Managing Debt

There's been a lot of media attention on the Canadian economy and the high volume of consumer debt. With all the hype, it seems like a good time to remind you of some strategies for minimizing debt and making sure the interest that you pay seems appropriate. Track Your Spending As the famous quote states, "Knowing is half the battle." Tracking your spending for a 30 day period, including every dime ...

We are growing/ Come meet us on Sept 12th

OPEN HOUSE   Date: September 12th, 2012   Location: Canad Inn, 1824 Pembina Highway   Time: 7 PM   (Ambassador B Room)   Agenda:   Welcome 7:05 PM   Introduction By Mah Peyawary ( Very Successful Realtor with Remax)   Business Overview by Naseer Chaudhry (Owner/Broker of Centum Above all )   Topics covered   ...
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