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Mortgage Rules Changing Again!

Here we go again. The Office of the Superintendent of Financial Institutions had proposed new guidelines for mortgage underwriting back in March and final Residential Mortgage Underwriting Practices and Procedures were released to financial institutions today. Along with these, the Department of Finance announced new mortgage rule changes in an effort to limit the debt Canadians are amassing and ...

CAAMP’s Spring Mortgage Report 2012

CAAMP’s Spring Mortgage Report 2012 For mortgage and real estate buffs, CAAMP's semi-annual reports are among the best of the best sources of market stats. This year's survey seemed to have more data than ever, including insights on the: speed at which borrowers prepay their mortgages  potential effects of a 10% minimum down payment market share of brokers (which is up) ratio ...
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