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Dharmender Kumar

Dharmender Kumar

Mortgage Agent

Licence #: M11001029

CENTUM Modern Mortgage Inc.

Licence #: 11901

20-2565 Steeles Ave. E.

Brampton, ONL6T 4L6
Direct: 416-735-7172 Cell: 416-735-7172 Personal Fax: 905-789-0046

Lowest Rates* in Canada


Mortgage, Insurance & Investment

Welcome to my Website

Mortgage rates and products are constantly changing, and the Canadian market is more competitive than ever before. By choosing a mortgage agent you can access all your mortgage options with just one phone call, one application. Your mortgage agent works on your behalf to find the right mortgage for your situation, and as an independent agent, a professional agent can place your mortgage with whatever lender is the best fit for you, whether it’s a major bank or even a private lender.

A mortgage agent has expertise and knowledge that will guide you to make the right decisions about your mortgage needs.He will also offer greater flexibility by being accessible outside of normal business hours and available to meet at a convenient location, often in your own home.

All this, plus these services are often at no cost to you.

If you need a mortgage, I have the solution.

We know that different people need different things in a mortgage. That's why we have solutions for all kinds of homeowners. Whether you are buying your first home, an investment or cottage property, or looking at home renovations or renewing your mortgage, we have a mortgage solution for you.

Your First Home
Renewing Your Mortgage
Refinance & Home Equity
Your Next Home


Investment Properties
Insurance Solutions
Recreation or Second Properties
Commercial & Business Financing


B.Com; Financial Planning