Welcome to my Website
In June 2006, I joined the CENTUM Homeward Mortgage Group Ltd. team. Prior to joining the CENTUM team, I worked for 12 years as an Assistant Manager for a consumer finance company, gaining the diverse experience necessary to accurately assess and meet the needs of my clients.
I grew up in Creston and have an extensive knowledge of the East Kootenays and Eastern BC. I enjoy spending time with my husband and 2 children. When away from the office I enjoy mountain biking, hiking, running and any other fitness related activities and volunteering in my childrens’ sporting activities.
As a full-time Accredited Mortgage Professional (AMP) with CENTUM Homeward Mortgage Group Ltd., my good reputation determines my success. As your Mortgage Professional, I am trained to find you the best mortgage to suit your financial needs. Whether you are purchasing your first home, upgrading, down-sizing, consolidating your monthly payments or taking out equity to invest, or putting your children through post-secondary school or renovating your existing home, I can help you.
Arranging your mortgage for you is only the beginning of our relationship. I will continue to keep in contact with you and ensure that you receive the best rate and service again whenever your needs arise.
To become an AMP, I had to complete the mortgage brokers Ethics course. This means that I have to adhere to a higher standard of ethics and continue to stay up-to-date in today’s dynamic mortgage environment with continuing education. I promise to work closely with you every step of the way and I will also work with your Realtor, Solicitor and Appraiser to ensure that your mortgage goes as smoothly as possible. Remember, as a Mortgage Professional, I work for YOU NOT the bank.
CENTUM is a reputable company and I will always be "LOOKING OUT FOR YOUR BEST INTEREST".
AWARDS: 2007 Top 20% of CENTUM Mortgage Brokers, 2008 Top 20% of CENTUM Mortgage Brokers, 2009 CENTUM Silver Award, 2010 CENTUM Silver Award, 2011 CENTUM Silver Award.
Professional Background
My professional background started with working in the consumer finance industry 12 years which provided me with the necessary skills and knowledge required when dealing with all sorts and types of mortgages and unique situations. Whether it be current and or past credit issues or unique property situations; we can work through all of these.
I have the ability to coach you through current or past credit issues that maybe on your credit bureau which is currently holding you back from realizing your dreams. Quite often a client with credit issues will leave the bank with no advise or any idea as to how to tackle the things holding them back; well if that is you look no further; I will take the extra time necessary to help you fix these issues and when the time is right I will be able to get you a better than bank rate mortgage.
As of 2007 is have been an "Accredited Mortgage Professional" and I have helped 100's of clients realize their dreams of owning a home.
I also owe my parents the gift of instilling strong and honest work ethic and if I am to work for you I will work with you until we get your mortgage approved and I will continue to work with you as the years pass to realize more home ownership dreams.
Client Testimonials
My wife and I, and our 3 children, needed to upgrade from out "starter" home, into bigger house. After our bank pretty much shut us down and didn't offer any advise or options for our sitiuation, we thought we were struck. I happened to get referred to Deb through a colleague at work, and after the good things he said about her, I figured we'd give her a try. We didn't have the easiest situation to deal with, but Deb made sure we knew what we had to do to improve our situation and realize our potential. She worked very hard for us for about a year, keeping us up to date with our situation, and making sure we were making the right choices with our investment. Deb was always available to answer any questions we had, even if it was after the typical work day, as well as made sure the we understood everything completely. We have since moved into our "new to us" house, and haven't looked back. She still touches base with us once in a while just to see how things are going. I have since referred everyone I know that is in the house hunting stage to speak with her. I work in sales myself and really do appreaciate a job well done and a real good work ethic. I will never deal with a bank again for a mortgage, because not only did Deb work harder for us, she offers better than bank rates. Thanks again for all your had work Deb.
Sincerley,
Jason, Nicole, Dale, Elaina & Farren - Cranbrook, BC
P.S. - My "bank" never did follow up to see if I was still in the potential mortgage market!
I recently purchased an apartment and a duplex and worked with Deb on both purchases; she was very professional, fast, thorough, knowledgeable and friendly. I would highly recommend her services.
Dean - Cranbrook, BC
Deb found us the best possible rate, and made the numbers work so that we could get our dream home! All of this on a time crunch - this type of service is hard to find! Thank you for making our first home buying experience such a pleasure.
Kim and Tim - Kimberley, BC
We purchased our house 3 years ago. Debra found us a mortgage with a great rate. She took the time to explain things to us and was always professional and approachable.
We would definitely recommend Debra for a smooth and hassle-free experience. And the customer service doesn't end after the papers are signed. She makes us feel like friends by staying in touch with email updates and birthday wishes. We will definitely be calling Debra in the future.
Wendy and Jason Cinnamon - Valemount, BC
Our experience with Centum (Debra) has been very positive. After hours trying to negotiate a variable rate mortgage with the bank, we felt our dream home slipping thru our hands. We knew what rates we wanted and the style of mortgage we were looking for. We informed our realtor what was happening with the bank so we were referred to see the mortgage broker in the office. Instead of a NO, we received a let's see what we can do for you . In half the time spent with Debra, we had exactly what we were looking for in a mortgage and were able to proceed on our new home. Thanks so much for making our dreams a reality!!
Colin - Cranbrook, BC
Last Year my husband and I needed a mortgage to buy a new property. As we were mortgaging one house to buy another there were difficulties in obtaining the finances. At one point we were going to give up, but Debra went above and beyond her call of duty and secured the mortgage for us at a very good rate. I would recommend Debra Parker to anyone looking for a mortgage broker. I appreciate her integrity, tenacity and professional conduct in providing her services.
Wm. and Bobbi - Valemount, BC
I had heard from some friends that Debra was the one to talk to for mortgage help, so when it came time to buy a house we gave her a call. I don't regret it, she was very profressional, knowledgeable and always replied to our questions promptly. I highly recommend her services.
Greg - Kamloops, BC
My husband and I were downsizing and had just sold our home in Trail and were in the midst of purchasing and building a manufactured home in Genelle from a dealer in Cranbrook.
We decided to mortgage part of our purchase and never gave it a second thought that the bank we had dealt with for over 25 years and had had a previous mortgage with would be there for us. Needless to say we were shocked and confused to find that they do not finance manufactured home! Ver upset I contacted our salesman in Cranbrook and he contacted Debra who in turn called us.
She immediately set the wheels in motion and had me calmed down and happy in no time. Debra got us a fantastic rate and was in constant contact with us through the whole process. Whenever I called she had all the answers and was very caring and professional.
We would not hesitate to recommend her services to anyone, and we have!
Lorna & Brian Doucette, Genelle, BC
Specialties
My resdiential mortgage specialities are.....
-First-Time Homebuyers
-Low Down Payment Mortgages
-Free Down Payment Mortgages and Cash Back Mortgages
-Mortgage Renewal, Refinances, Equity Take-outs
-Self-Employed Mortgages
-Construction Mortgages
-New to Canada
-Rental Property Mortgages
-Recreational Property Mortgages
-Fixed Rate Mortgages, Variable Rate Mortgages, Line of Credits
I also specialize in working with clients that need help repairing damaged credit and low credit scores.
