Refinancing / Debt Consolidation
There's Good Debt and Bad Debt
Mortgages generally qualify as good debt; they are usually available at the lowest
possible rates, represent a good investment in a (generally) appreciating asset,
and make home ownership possible. Bad debt saddles you with high interest rates
- often on depreciating assets. High credit card debt is one of the worst kinds
of debt and afflicts most Canadians at some point in their lives. But if you have
equity in your home, then you have an opportunity to turn bad debt to good debt
- by refinancing and rolling high-interest debt into your mortgage for big interest
savings. One of our Mortgage Professionals can talk to you about refinancing at
Manage all of Your Debts
Often a new mortgage may be the best way to manage all of your debts. Moving your
high-interest debt into a lower-rate mortgage is a great way to save on your overall
interest costs, improve your cash flow, and begin the process of improving your
credit rating. It’s great news that the right mortgage can help establish your reputation
Finding the Best Mortgage at the Best Rate
With the wide assortment of options and features available today for mortgage refinancing
or debt consolidation shopping around takes a lot of time and effort. The mortgage
process can be intimidating to many Canadian homebuyers so it’s wise to get advice
from a CENTUM Mortgage Professional that will represent you and ensure the mortgage
you get is the one best suited to your needs.
Finding the right mortgage refinancing or debt consolidation for you is our business.
We know which lenders have the best rates and we negotiate with multiple lenders
at one time. What’s more, we know the system and have the industry knowledge required
to present a proposal for financing to lenders to successfully obtain mortgage financing,
and we do all the paperwork.
Plus, CENTUM Mortgage Professionals are compensated by lenders, and in most cases
we offer our services free of charge to our clients.
At CENTUM, we're always looking out for your best interest.™
10's of Thousands of Satisfied Clients
CENTUM Canada has been delivering the best rate for tens of thousands of satisfied
clients for nearly a decade. At CENTUM, we have no commitment to any one lender
or product; we recommend what is in the best interest of our clients. We rely on
referrals and your repeat business so we have a vested interest in satisfying your
With The Power of CENTUM – You Win
CENTUM Mortgage Professionals have access to the latest information from over 40
mortgage lending institutions and the negotiating power of Canada’s most influential
mortgage brokerage. Whether you’re a first-time homebuyer or an experienced homebuyer,
finding a great mortgage is often stressful and time-consuming. At CENTUM, we'll
do the work for you to find the best mortgage at the best rate.