I have work in the Telecommunication industry for 25 plus years. The company provide Telecommunication world wide and was the leader in the industry. This gives me the training in Project Management, conflict resolution to negotiate a Win-Win situation, so that my clients will end up with the best possible solution.
I work with my clients on an individual basis to understand their financial/ mortgage needs in order to provide the best product in mortgage refinancing or new purchase.
Low rates just part of home-buying equation
The current historically low mortgage rates are a very attractive incentive for first-time buyers to take plunge and purchase a home. However, many Canadians may end up over-extending themselves and taking on too much debt in order to get it. Although home debt is considered good debt because the value of a home usually rises over time, borrowing large amounts to buy that first home is a huge financial decision that takes a lot thought and consideration. "Homebuyers want to take advantage of today's low rate environment, but it's hard to sort through all of the options out there and get the right combination of mortgage features, privileges and rates that are best matched to their needs," says Daniel Natareno of Mortgage Intelligence. "The right mortgage goes beyond just the rate - it's important to also consider term, prepayment options, refinancing penalties, restrictions and fees." A lot of Canadians still believe that buying a first home is worth the price, work and responsibility. In a recent survey by Genworth Canada and the Canadian Association of Credit Counselling Services, 94 per cent of first-time homebuyers said they would rather own a home than rent even if it means more work and effort. Ninety-four per cent said owning their own home provides a greater sense of emotional well-being and security, 58 per cent said their goal is to pay off their mortgage as fast as possible even if it means scrimping and saving and foregoing a lifestyle and activities that their peers enjoy. Read More..
I am a member of the Toronto real estate board, Real estate council of Ontario and Candaian Real estate association.
I am current involved in the West Regional Government Relations Sub-Committee is to examine local issues and bring forth recommendations to the Government Relations Committee and working the Toronto Real estate board.
I am a member of the BRS ( Buyer representative service ) committee to help present new ideas to TREB board to improve new forms for the Realtors in the industry.
Welcome to my Website
Finding a great mortgage can be stressful and time-consuming…But at CENTUM Canada, we've been successfully delivering the best rate for tens of thousands of satisfied clients for nearly a decade.
Finding the right mortgage for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What's more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork. Plus, CENTUM Mortgage Professionals are compensated by the lenders, and in most cases we offer our services free of charge to our clients.
At CENTUM, we're always looking out for your best interest.™