Save on Interest Payments
Posted on Jan 12, 2012

If you ever watch HGTV Canada, you've most likely seen shows like “Til Debt Do Us Part” or Slice channel’s “Princess”...
What Happened in 2011?
Posted on Dec 19, 2011

It’s that time of year again. The market slows to a crawl as Canadians prepare for the holiday season, and we all stop to reflect on the year that has passed. What did 2011 mean to CENTUM and to the mortgage industry? When we think about it, one word comes to mind as the best description:...
“Snowbirds” Escape for Winter
Posted on Dec 08, 2011

Everywhere you turn, people are talking about the economic slowdown and if it’s still a good time to buy that vacation home in the U.S. or someplace else....
How Do You Choose Which One is Better - Fixed or Variable?
Posted on Nov 08, 2011

As promised in our blog last month, I thought we would do an overview of fixed versus variable rates, as this is a constant water cooler topic. As predicated, l...
Giving Thanks to Low Mortgage Rates
Posted on Oct 04, 2011

At this time last year, sitting around the feast laden table, many economic forecasts indicated that mortgage rates would be on the rise in 2011.
Fighting Canadian Debt
Posted on Aug 23, 2011

CENTUM and 4 Pillars Consulting Group, a leading provider of debtor assistance services, are going to change how the mortgage industry deals with consumer debt by using home equity as part of a long term debt restructuring plan.
Know the Mortgage Process Before You Start
Posted on Jul 29, 2011

A common source of confusion is the difference between mortgage pre-qualification, pre-approval and rate holds. Recently, the Toronto Star recently published a good explanation of the difference between these three terms.
How Much Do You Know About Your Mortgage Protection Insurance?
Posted on Jun 15, 2011

As a home owner, you've probably been there: you meet with your lender to sign mortgage documents, and he or she encourages you to add mortgage protection insurance. How much do you know about what you're buying; and are the premiums competitive?
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