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HOW LOW IS TOO LOW?

The race to the bottom? There has been a lot of news about the Minister of Finance, Jim Flaherty, contacting lenders and asking that they stop offering consumers a discounted interest rate.  Flaherty is quoted as calling these offers a race to the bottom and the minister is expressing deep concerns about the high level of consumer debt.  The question on most peoples minds seems to be... ...

Is Rate Really King??

People looking for a mortgage are often fixated on rate: we are inundated with messages that sell the lowest interest rate. Yet when considering a mortgage, we should be focused on making sure that the mortgage, like a good pair of jeans, fits us. Rate can make a difference, but only if the mortgage is structured in such a way that it supports our short and long term financial goals. Most ...
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