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Albert Lai, B.Math, FRI, MVA, CLO welcomes you to CENTUM Supreme Mortgages Ltd., a member of the Centum Financial Group Inc. is one of the fastest growing and biggest mortgage brokerages in the country, with offices across Canada.

Why Use CENTUM Supreme Mortgages Ltd.:
When dealing with a bank you are only negotiating with one lender, and only for their limited lineup of products.

CENTUM Supreme Mortgages Ltd. deals with many lenders at a time, providing customers with a much wider selection of financing options from competing lenders in the market. Not every home, homeowner, or real estate deal is the same, and each lender has a different appetite for various types of mortgage loan business.

That's why consumers, realtors and builders rely on CENTUM Supreme Mortgages Ltd. to shop the lender market and coordinate their best financing alternatives.

We complete a large volume of mortgage loan financing each year with many different financial institutions. Consequently we enjoy special status and receive multiple benefits such as lower interest rates and faster approvals. These benefits are passed on to you.

We are a full service mortgage broker works closely with you and your lender as well as your real estate representative, lawyer and appraiser to insure that your purchase, refinance or renewal transaction proceeds smoothly.

FREE Mortgage Broker Services:
Albert Lai can provide you a FREE and No Obligation mortgage quotation that will get you the most competitive interest rates (cheaper than the Banks posted rates) and will offer you the widest choice of mortgage options including:

*** Challenged credit
*** cash back mortgages
*** tax deductible mortgages
*** mortgage refinancing
*** zero down payment mortgages
*** variable and fixed rate mortgages
*** mortgages for rental properties
*** no income verification
*** mortgages for the self-employed
*** equity loan or debt consolidation
*** private lending and more …

Mortgage Broker Fees (FREE Service)
On standard, there is never a fee charged to arrange a mortgage through ALBERT LAI of CENTUM Supreme Mortgages Ltd. for qualified applications. Hence my professional mortgage broker service is FREE.

In difficult situations where clients do not meet standard mortgage approval guidelines there may be a fee charged, however my commitment is to quote up front, so that you can decide before we proceed.

Please feel free to call Albert Lai real estate mortgage hotline at 416-617-0982 or visit my website www.AlbertLai.ca or www.centum.ca/Albert_Lai for all your mortgages need.