When you get close to your renewal date and come to the fork in the road let a CENTUM mortgage broker help guide you down the trail of renewal or switching lenders. The switch/renewing your mortgage process is made easy. A renewal/switch is usually straight forward, but should be well thought out. There is lots to consider including the time frame of owning the real estate, any plans to modify the property and of course reviewing all your options. Choosing the right term and payment is crucial so it is suited to your current financial plan along with your future goals. At CENTUM, we want to make your mortgage fit your lifestyle and still be flexible if anything is to change.