Renewal Information

Coming up to Renewal Time?

Congratulations on your maturing mortgage! Now is a great time to look at the many innovative options and competitive rates available. The mortgage environment is always changing - if you're in the last year of your mortgage, it's not too early to talk to a Mortgage Professional about what the next few months will bring.

When a term is coming to a close, most banks will send a mortgage renewal notice in the mail usually one to two months prior to the term expiration. Unfortunately, the banks only tend to offer you their posted rate with very little or no discount and only have one financial product to sell: their own. Almost 60 percent of people renewing their mortgage, sign this renewal without researching what the competition has to offer. At CENTUM, we’re here to offer you advice so you can take advantage of the competitive mortgage market.


Finding the Best Renewal Rate for Your Mortgage

With the wide assortment of options and features available today for a mortgage renewal, shopping around takes significant time and effort. The mortgage process can be intimidating to many Canadian homebuyers and it’s wise to begin with some advice from a professional.

Find the right mortgage for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What’s more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork.

Plus, CENTUM Mortgage Professionals are compensated by lenders, and in most cases we offer our services free of charge to our clients.

At CENTUM, we’re always “Looking out for your best interest®”.


10’s of Thousands of Satisfied Clients

CENTUM Canada has been delivering the best rate for tens of thousands of satisfied clients for nearly a decade. At CENTUM, we have no commitment to any one lender or product; we recommend what is in the best interest of our clients. We rely on referrals and your repeat business so we have a vested interest in satisfying your needs.


With the Power of CENTUM – You Win®

CENTUM Mortgage Professionals have access to the latest information from over 40 mortgage lending institutions and the negotiating power of Canada’s most influential mortgage brokerage. Whether you’re a first-time home buyer or an experienced homebuyer, finding a great mortgage is often stressful and time-consuming. At CENTUM we will do the work for you to find the best mortgage at the best rate.