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CENTUM Mortgage Smart Inc.
Licence #: 12076
1753 Albion Road
Toronto, ON M9V 1C3
Telephone905-499-2700
Office Fax905-499-2701

With the Power of CENTUM MORTGAGE SMART You always Win

"We help the families of Greater Toronto Area and Ontario
live happier and prosper by providing them

TailorMade Financial advice for thier Residential Commercial
& Private Mortgages."

 

Finding a great mortgage can be stressful and time-consuming. At CENTUM Mortgage Smart, we've been successfully delivering the best rate for tens of thousands of satisfied clients for nearly a decade.

Finding the right mortgage for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What's more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork. Plus, CENTUM Mortgage Professionals are compensated by the lenders, and in most cases we offer our services free of charge to our clients.

At CENTUM Mortgage Smart, we're always looking out for your best interest.®

Blog

Closing Costs

Buying a home can be a stressful process and you may not know the full scope of the costs to close and finalize your purchase.  Let’s break down what some of these costs can look like in getting a mortgage.  Most lenders have a standing guideline of verifying a home buyer has 1.5% of the purchase price in closing costs.  For example: 1.5% of a $500,000 would be $7,500.  ...

All about getting a HELOC: Home Equity Line of Credit

When refinancing your home, a newer trend is the option to put a portion of those funds into a HELOC (Home Equity Line of Credit).  A HELOC provides greater flexibility in accessing funds – but it is important to determine if it’s the right choice for your financial situation. When refinancing you can utilize up to 80% of the value of your home (known as loan to value, or ...
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