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CENTUM Mortgage Professionals Corp.
Licence #: 10266
7-11160 Yonge St.
Richmond Hill, ON L4S 1H5
Telephone905-508-0033
Office Fax905-508-0044

Mortgage Brokers Needed In Todays Mortgage Market

With the Power of CENTUM You Win

Experienced quality Mortgage Brokers are needed more than ever in today's changing financing environment. Recent changes to legislation have made it more difficult to qualify for a mortgage even in this record low interest rate market. No matter what the situation, chances are most consumers are affected by the changes. Borrowers need an expert on their side. I can help.

With over 30 years professional experience in mortgage financing, my clients know they can rely on my advice and experience to get the financing they need. When you really need a reliable professional to obtain financing right the first time.. call or email me. The landscape of financing is changing everyday, rule changes introduced by the Federal Government are restricting the eligibility for mortgage approvals. Determining client eligibility for a mortgage is critical before clients make decisions to buy a property or refinance an existing property. I am the expert who can help. My services are mostly no cost and always with the most competitive rates on the market.

Specialties: Never a better time to consolidate your debts than right now. Why?? 1. Record low mortgage rates. 2. Canadian debt levels are at all time highs. Think about it, credit cards at 14%, 16% or 18% interest, loans, lines of credit, have you looked at what the costs are?? 3. Cash flow. What if I showed you a way to reduce your monthly payments, and lower interest costs?? Call me at (416)884-1421, or email me at
bryn_jones@centum.ca for more info. I can make your life easier.



At CENTUM, we're always looking out for your best interest.®

Blog

Closing Costs

Buying a home can be a stressful process and you may not know the full scope of the costs to close and finalize your purchase.  Let’s break down what some of these costs can look like in getting a mortgage.  Most lenders have a standing guideline of verifying a home buyer has 1.5% of the purchase price in closing costs.  For example: 1.5% of a $500,000 would be $7,500.  ...

All about getting a HELOC: Home Equity Line of Credit

When refinancing your home, a newer trend is the option to put a portion of those funds into a HELOC (Home Equity Line of Credit).  A HELOC provides greater flexibility in accessing funds – but it is important to determine if it’s the right choice for your financial situation. When refinancing you can utilize up to 80% of the value of your home (known as loan to value, or ...

Affordability

Home prices in Canada have been steadily on the rise for the last few years, especially in the hottest markets such as Vancouver and Toronto.  The average home price in Canada as of August 2017 was $472,247, whereas if we go back to 2008, before the recession, home prices were only an average of $304,604!  And if you were buying in 1988, the average Canadian home would only cost you ...
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