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CENTUM Concepts Ltd.
Licence #: 12192
501-77 City Centre Dr.
Mississauga, ON L5B 1M5
Telephone905-267-3360
Office Fax905-248-3660
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Finding a great mortgage can be stressful and time-consuming…But at CENTUM Canada, we've been successfully delivering the best rate for tens of thousands of satisfied clients for nearly a decade.

Finding the right mortgage for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What's more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork. Plus, CENTUM Mortgage Professionals are compensated by the lenders, and in most cases we offer our services free of charge to our clients.

 Our service is personalized and tailored to meet our client's specific needs. We are available when you are to answer any questions or alleviate any worries that accompany mortgage financing. We know the market and we are expert with the products offered by all the leading lenders. Because of this, we are generally able to offer our clients a better interest rate than your local bank discount rate. So what are you waiting for find out why Canadian are realizing that using a mortgage broker is the best way to get a mortgage

Blog

How to become a real estate tycoon

Have you ever thought about using real estate to increase your overall net worth, or as a way to save for your retirement?  Or even as a retirement plan instead of a traditional RRSP?  You’re not alone, as we can tell from the statistics from Census 2016: 67.8% of households in Canada own their own home.  Not only do more and more Canadians own homes, more are also purchasing ...

Closing Costs

Buying a home can be a stressful process and you may not know the full scope of the costs to close and finalize your purchase.  Let’s break down what some of these costs can look like in getting a mortgage.  Most lenders have a standing guideline of verifying a home buyer has 1.5% of the purchase price in closing costs.  For example: 1.5% of a $500,000 would be $7,500.  ...

All about getting a HELOC: Home Equity Line of Credit

When refinancing your home, a newer trend is the option to put a portion of those funds into a HELOC (Home Equity Line of Credit).  A HELOC provides greater flexibility in accessing funds – but it is important to determine if it’s the right choice for your financial situation. When refinancing you can utilize up to 80% of the value of your home (known as loan to value, or ...
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