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CENTUM Concepts Ltd.
Licence #: 12192
501-77 City Centre Dr.
Mississauga, ON L5B 1M5
Telephone905-267-3360
Office Fax905-248-3660
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Finding a great mortgage can be stressful and time-consuming…But at CENTUM Canada, we've been successfully delivering the best rate for tens of thousands of satisfied clients for nearly a decade.

Finding the right mortgage for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What's more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork. Plus, CENTUM Mortgage Professionals are compensated by the lenders, and in most cases we offer our services free of charge to our clients.

 Our service is personalized and tailored to meet our client's specific needs. We are available when you are to answer any questions or alleviate any worries that accompany mortgage financing. We know the market and we are expert with the products offered by all the leading lenders. Because of this, we are generally able to offer our clients a better interest rate than your local bank discount rate. So what are you waiting for find out why Canadian are realizing that using a mortgage broker is the best way to get a mortgage

Blog

Not All Mortgage Penalties Are Equal

This is a story about Joe and Sue. Two different people with similar mortgages, but very different prepayment penalties.  Joe and Sue each buy a house at the exact same time for the exact same price and get a mortgage for the exact same amount. The only difference is Joe uses a Big Bank, and Sue uses a monoline lender for their mortgages. Let’s assume they both received a rate of ...

8 Things to Avoid After a Mortgage Preapproval

You have word from your agent letting you know you are pre-approved for a mortgage. This is an exciting time as you are well on your way to purchasing a new home. A preapproval is usually good for 60 to 120 days depending on the lender. If you do not purchase a home within this time frame, the lender may require you to get preapproved again. Therefore, it is important to continue the great behavior ...

Your Home Buying Team

Purchasing a home is likely to be the largest investment you will ever make, and that means that it is very important you have a team of professionals working with you throughout the entire process. More and more clients are discovering the benefits of utilizing the services of a professional mortgage broker to help them secure financing for their homes. Why is this? It is simple really. The ...
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