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About Us

Finding a great mortgage can be stressful and time-consuming…But at CENTUM Canada, we've been successfully delivering the best rate for tens of thousands of satisfied clients for nearly a decade.

Finding the right mortgage for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What's more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork. Plus, CENTUM Mortgage Professionals are compensated by the lenders, and in most cases we offer our services free of charge to our clients.

At CENTUM, we're always “Looking out for your best interest®

CENTUM was founded in 2002 with the first offices opening in Regina, SK; St-John, NB; Olds, AB; and Vancouver, BC. With its launch, CENTUM was soon recognized as the most innovative organization in Canada having introduced the concepts of volume bonuses and group buying power to the industry. Having helped tens of thousands of Canadians obtain billions of dollars in mortgage financing, CENTUM continues to lead the industry with some of the most innovative technology, systems, training and partnerships exclusive to the CENTUM franchise network.


U. Gary Charlwood - Executive Chairman

U. Gary Charlwood
U. Gary Charlwood has forged a reputation as Canada's franchising leader. In 1998, he was the first non-USA citizen to hold the prestigious title of Chairman of the International Franchise Association (IFA) – the world's leading body of franchising.

The multilingual Charlwood arrived in Canada in the mid 60's from Europe with little but the clothing on his back. A continuation of his career in travel industry management was the start to his life in the new world. Seeing the real estate brokerage business as a springboard to financial success, he became a licensed realtor in 1970 and in his first year in business was British Columbia's top producing sales person. After a brief and hugely successful stint owning his own company, Charlwood and a former business partner bought the rights to CENTURY 21® in Canada. He bought out the business partner in 1989. With Charlwood at the helm, the company has grown into one of Canada's foremost national real estate companies.

As Founder, Chairman and CEO of the family-owned Charlwood Pacific Group, Charlwood oversees franchising companies Centum Financial Group Inc., Century 21 Canada Limited Partnership, Century 21 Asia Pacific, Real Canadian Property Management and UNIGLOBE Travel International from his world headquarters in Vancouver, Canada.

In 2007, Charlwood was the first Canadian to be inducted to the IFA Hall of Fame. The honour is awarded annually and includes franchising icons such as Ray Kroc (McDonald’s), Nate Sherman (Midas International), Fred DeLuca (Subway Restaurants) and Henry Bloc (H&R Block). For his achievements in the travel industry, in 2009 Charlwood was inducted to the Hall of Fame of the American Society of Travel Agents (ASTA), alongside such notables as J.W. Marriott Jr. and Sir Edmund Hillary.

Learn more about U. Gary Charlwood »